| |
Dividend Rate |
APY * |
Term 1 |
Minimum Balance |
|
Regular Shares (Savings) |
.20% |
.20% |
N/A |
$5.00 |
| |
IRA
Savings Account -
Plateau 1
|
.70% |
.70% |
N/A |
$500.00
|
IRA
Savings Account -
Plateau 2 |
.80% |
.80% |
N/A |
$10,000.00 |
IRA
Savings Account -
Plateau 3 |
.90% |
.90% |
N/A |
$25,000.00 |
IRA
Savings Account -
Plateau 4 |
1.00% |
1.01% |
N/A |
$50,000.00 |
IRA
Savings Account -
Plateau 5 |
1.10% |
1.11% |
N/A |
$100,000.00 |
| |
|
Money Market Account
-
Plateau 1
|
.28% |
.28% |
N/A |
$2,500.00 |
|
Money Market Account
-
Plateau 2
|
.32% |
.32% |
N/A |
$10,000.00 |
|
Money Market Account
-
Plateau 3
|
.36% |
.36% |
N/A |
$25,000.00 |
|
Money Market Account
-
Plateau 4
|
.40% |
.40% |
N/A |
$50,000.00 |
|
Money Market Account
-
Plateau 5
|
.44% |
.44% |
N/A |
$ 100,000.00 |
| |
|
Money Market Share Certificates and IRA Share Certificates2 |
.59% |
.59% |
6 |
$2,000.00 |
.74% |
.74% |
6 |
$100,000.00 |
|
.62% |
.62% |
12 |
$2,000.00 |
| .72% |
.72% |
12 |
$100,000.00 |
|
.76% |
.76% |
24 |
$2,000.00 |
| .86% |
.86% |
24 |
$100,000.00 |
|
.96% |
.96% |
36 |
$2,000.00 |
|
1.06% |
1.06% |
36 |
$100,000.00 |
|
1.05% |
1.05% |
48 |
$2,000.00 |
|
1.15% |
1.15% |
48 |
$100,000.00 |
|
1.35% |
1.35% |
60 |
$2,000.00 |
|
1.45% |
1.45% |
60 |
$100,000.00 |
| |
|
HSA - Plateau 1 |
.28% |
.28% |
N/A |
- |
|
HSA - Plateau 2 |
.32% |
.32% |
N/A |
$2,500.00 |
|
HSA - Plateau 3 |
.36% |
.36% |
N/A |
$5,000.00 |
|
HSA - Plateau 4 |
.40% |
.40% |
N/A |
$7,500.00 |
|
HSA - Plateau 5 |
.44% |
.44% |
N/A |
$10,000.00 |
|
Early Withdrawal Penalties:
Money market share certificates are subject to
early withdrawal penalties. The owner contracts to keep the
funds deposited until maturity. If any or all of the
certificate principal amount is withdrawn before the Maturity
Date, federal regulation requires the credit union to charge
a penalty. The penalty for early withdrawal is forfeiture
of dividends equal to the lesser of dividends since date
of issuance or 90 days dividends for certificates with original
maturity of 24 months or less (2% of the certificate principal
amount for certificates 36 months or longer in maturity).
* These rates may change at any time without prior notice. Fees may reduce earnings on the account.
* APY = Annual Percentage Yield.
1 Number of months
2 Dividends are paid on the first day of each
month to the members' regular share account. Dividends can
not remain on account and a payout of dividends is mandatory. |
