Loans
All Titled New and Used Vehicles as low as 2.99% APR* Hurry in!
APR=Annual Percentage Rate. Rates as low as 2.99% are based on a vehicle loan less than 10 model years old for a maximum of 72 months. Models 10 years and older will receive 1.5% added to the rate. Your individual rate will be based on credit, terms, and vehicle. Other rates and terms available. There is a $75 document processing fee on all loans. See credit union for details.
New and Used Vehicles
Whether you are purchasing your first vehicle or finally buying that boat you had your eye on, the Dayton Firefighters Federal Credit Union has the rates and products to make it a sweet ride.
New
New Vehicle Loans can be used to purchase or refinance vehicles that are current model year and three previous including automobiles, trucks, motorcycles or boats.
- Rate is based on credit score and can be affected by loan term and model year of vehicle
- Up to 100% Financing available-some restrictions apply
- Repayment up to 72 months; 84 months with qualifying credit score
- CU Easy Wheels concierge auto buying service - allows members to purchase a vehicle with special dealer pricing, hassle free
- No penalty for early payoff
- Easy Payroll Deduction Option/Automatic pay
- Access to your account information 24/7 via Online Banking and HAL
- Online E-statement of account

Used
Used Vehicle Loans can help you finance automobile, trucks, motorcycles or boats 4 to 10 model years old.
- Rate is based on credit score and can be affected by loan term and model year of vehicle
- Terms:
- Up to 100% Financing available-some restrictions apply
- Repayment up to 72 months for qualifying collateral and credit score
CU Easy Wheels concierge auto buying service - allows members to purchase a vehicle with special dealer pricing, hassle free
- No penalty for early payoff
- Easy Payroll Deduction Option/Automatic pay
- Access to your account information 24/7 via Online Banking and HAL
- Online E-statement of account