Direct Deposit

Direct Deposit makes it easy! Having your paycheck, social security, military pay or IRS refund direct deposited is the safest most convenient way for you to save time, money and peace of mind. Once you have direct deposit into the credit union, we can set up automatic distributions to any of your other credit union accounts through payroll deduction or automatic distribution. Direct Deposit is the easiest way to save money for just about anything and the easiest way to get your paycheck into your account immediately. No more waiting in lines, waiting for the mail or running around trying to get your check cashed. And if you always wanted to save, but never seem to be able to; direct deposit will help make it happen.

• Easy set up- all you need to give your employer is your credit union account number and our routing number 2422-7782-4 and designate your deposit to a savings or checking account.
• Funds are available the same day of deposit and can be verified through Online Banking or H.A.L.
• Have your loan payments payroll deducted

Payroll Deduction

Do you want to ensure your loan payments are on time, every time? Do you hate the hassle of having to send in your payments monthly? Payroll deduction or automatic pay is for you. Payroll Deduction is a convenient method of automatically having your loan payment taken from your payroll and automatic pay can allow you to set up a one time monthly transfer to your loan on the 5th or 15th of the month from your savings or checking account. You can even use payroll deduction to automatically deposit money into your other accounts. Once you have your payroll check deposited with your credit union, we can set up the convenience of payroll deduction for you. And no matter how you often you get paid, we can set up your loan payments to be taken automatically every pay.

• The credit union accepts payroll deduction from multiple companies
• Payroll Deduction funds are posted on the members pay date
• Payroll deduction can be set up to be deposited to any account, make loan payments or split between multiple accounts (example: $50 to savings, $75 to loan, $25 to child's account)
• Forms to establish or change distributions are available through the credit union

Know that your loan payments are paid on time, every time and your good credit is protected with payroll deduction or automatic pay.